State and Federal Foreclosure Settlement for Homeowners
Sep 13, 2012
Eviana Martin, an attorney at the Martin Law Firm, P.L. has recently attended the 20th Annual Bankruptcy Law Convention organized by the National Association of Consumer Bankruptcy Attorneys in San Ant...
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Bankruptcy Discrimination - It Should NOT Happen
Jan 11, 2012
Utility services Public utilities, such as the electric company, can not refuse or cut off service because you have filed for bankruptcy. However, the utility can require a deposit for future service a...
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Will Bankruptcy Ruin My Credit?
Jan 11, 2012
There is no clear answer to this question. Unfortunately, if you are behind on your bills, your credit may already be bad. Bankruptcy will probably not make things any worse.
The fact that youve filed ...
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Will I Lose My Home or Car in Bankruptcy?
Jan 11, 2012
In most cases you will not lose your home or car during your bankruptcy case as long as your equity in the property is fully exempt. Even if your property is not fully exempt, you will be able to keep ...
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What Debts Are Not Discharged in Bankruptcy?
Jan 11, 2012
Will Bankruptcy Wipe Out All My Debts?
Yes, with some exceptions. Bankruptcy will not normally wipe out:
Money owed for child support or alimony;
Most fines and penalties owed to government agencies;
...
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In Bankruptcy, What Property Can I Keep?
Jan 11, 2012
What Property Can I Keep?
In a chapter 7 case, you can keep all property which the law says is exempt from the claims of creditors. If you moved to Florida from a different state within two years befor...
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Chapter 13 Bankruptcy (personal reorganization)
Jan 11, 2012
In a chapter 13 case you file a plan showing how you will pay off some of your past-due and current debts over three to five years. The most important thing about a chapter 13 case is that it will allo...
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Chapter 7 Bankruptcy (Straight Bankruptcy)
Jan 11, 2012
In a bankruptcy case under chapter 7, you file a petition asking the court to discharge your debts. The basic idea in a chapter 7 bankruptcy is to wipe out (discharge) your debts in exchange for your g...
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Bankruptcy FAQ
Jan 11, 2012
What Is Bankruptcy?
Bankruptcy is a legal proceeding in which a person who can not pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and...
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Your Legal Rights During and After Bankruptcy
Jan 11, 2012
How Long Will Bankruptcy Stay on My Credit Report?
The results of your bankruptcy case will be part of your credit record for ten (10) years. The ten years are counted from the date you filed your bank...
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