Can I retrieve money the creditor has seized from a joint bank acct. as I'm on Ssd and the money in there was not mine.

If it was a joint account and some/all of the funds could be traced to SSD you may have had a shot. The fact that you do not deposit any money in...

We had a FL modified mortgate, DH lost job again, forclosure started again, stopped, now have collection agency to handle it?

Although foreclosure is the most common remedy pursued in this circumstance, the creditor can sue for the money damages. You need to keep your eye...

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I got a lean from a towing co that is no longer in business.What do I do?

You may want to review Florida Statute Section 713.78. You may be able to file a complaint in county court to get it released. Otherwise the law...

Do I have to pay the late fee on my electric bill even thou I have ask them to work with me on the due date.

The relationship you have with the utility company is generally a contractually-based relationship. If the basic agreement is a payment by a given...

Can a bank sell your loan to a debt collector while you are at the last step of your trail Loan modification?

Absolutely permitted. The only thing that I would add is that the successor creditor is bound by the same agreements of the original creditor. ...

Is there a statue on outstanding credit card debt collection time?

To expand upon the answers above, generally the SOL period is reset by the making of a voluntary payment as well.

What is the statute of limitations for both private and government student loans in California?

The dreaded federally-backed student loan. No statute of limitations. It's also very rare to be able to discharge them even in bankruptcy. For...

Can a judgement expire in the state of tenessee

Generally all states have a law that provides a limitations period for the life of a judgment. Many time periods can be very long. Here in...

Being sued by attorney/debt collector. $522.19. I want to settle out of court to avoid court cost and appearance fee

Your ability to settle is a bit reduced once the attorney files the suit. If the agreement provides for attorney's fees and costs, then the amount...

I need assistance with debt that went into default because my ex wife. I was a borrower on her car and she defaulted.

By co-signing a loan you are representing to the creditor that you too will be responsible for payment of the loan. That is the basis upon which...