After an unpaid credit debt has been on my record for. 7.5 years, how do I get it off my credit report to start rebuilding?

Need to send each of the credit bureau dispute letters to get the process started if they are not removing them on their own.

"head of household" and garnishment

Head of family in Florida is created by definition. If the facts fall within the definition then they technically could both be head of family,...

Secure or unsecure?

Not sure of the purpose of the question, but to be considered secured the creditor must be the owner/holder of a security interest that is secured...

Can a finance company garnish your wages in a repossession if judgement hasn't been brought against you?

Generally, a creditor cannot pursue legal remedies of garnishment/levy without first obtaining a judgment.

I cosigned on a student loan for my daughter, she took the money and spent it. Now she won't even make the payments. Do i have r

The decision to cosign for debts often come back to haunt. You're definitely stuck with the bill. You will have rights against your daughter for...

Was just served a warrant in debt for a cc I opened in June 2006. Last payment made was 2007. Can I beat it on SOL grounds?

Keep in mind that normally statutes of limitations run from the date of default and may be reset at the time you last made a voluntary payment on...

Can you default on one credit card to pay off others?

Sounds to me like you're making a legitimate business decision. Even if the credit card you default on sues you, it may not be able to collect...

Unless your state provides an exemption for joint assets then a creditor can pursue the asset. Only a few states recognize it (not sure about CA)...

WHAT IS THE FLOIRDA STATUTE ON A BAD CHECK?

May be Florida Statutes 68.065. See following link:...

Can I get free leagal assistence as I am 70 years old? Citi bank thinks that I owe them money and I have never had an account

If Citi sued you and already obtained a judgment, you need to file a motion to set aside or vacate the judgment. The time to raise your defense...