Archived
I am in the processing of entering a loan rehabilitation program with a collection company. Is this form ok to sign?
Robert's answer
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Answered on October 29, 2012
I don't know anything about this particular company, but as suggested, be VERY cautious as many debt consolidation/rehabilitation companies are...
Archived
Can the HOA in florida just choose any amount for a fine?
Robert's answer
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Answered on October 29, 2012
It's time to be practical. Sounds like your community doesn't allow the basketball hoop. Your reliance upon the HOA appears to have been...
Archived
Is this a Fair Credit Reporting Act violation?
Robert's answer
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Answered on October 29, 2012
Sounds odd. Generally credit reports should reflect accurate information. Whether this rises to the level of a violation would be based upon...
Can TRS retirement funds be seized by bankruptcy trustee?
Robert's answer
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Answered on October 29, 2012
TRS funds should be exempt. When you are ready to file your bankruptcy lawyer will review your paperwork and confirm this for you.
Archived
Am I responsible for unpaid hospital bills my husband accrued before we were married?
Robert's answer
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Answered on October 29, 2012
You are not responsible unless you have signed to be responsible.
Archived
Can you appeal a credit card judgement?
Robert's answer
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Answered on October 29, 2012
Generally you can always appeal, but the chance of success is not so favorable. Basically, unless the judge committed what is called reversible...
Archived
Can S corp bankruptcy affect only majority shareholder and not minority ones? Majority signed for some debts, others not.
Robert's answer
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Answered on October 29, 2012
If they are merely shareholders and did not guarantee the debt I do not believe it would be proper for the bank to report against ones who are not...
Archived
I have been advised by two lawyers that I cannot include my first mortgage in a chapter 13 reorganization. Is this true?
Robert's answer
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Answered on October 29, 2012
I'm not sure what you actually intend to ask by your question. Chapter 13 is available to cure defaults on mortgages, including first mortgages. ...
Archived
I paid my requested legal fees in May to file bankruptcy, I haven't heard anything why? and my attorney will not return calls
Robert's answer
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Answered on October 29, 2012
Definitely would make an appointment. You should expressly ask what specific reasons there are for any delay. At this point, my feeling is that...
Archived
How do I handle enforcement of money judgment during appeal process?
Robert's answer
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Answered on October 29, 2012
Unless you have some expectation of reversing what has already occurred, it sounds like you should be sitting down with a bankruptcy lawyer to at...
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