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Going to be fling for bankruptcy. Can my future wages be garnished? they are not currently and never have been for any reason.
Stephen's answer
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Answered on January 18, 2015
A bankruptcy filing will cut off the rights of your creditors. They cannot seek a judgment or subsequent garnishment for debts listed in the...
Archived
Usury Law Question??
Stephen's answer
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Answered on January 18, 2015
If the licensed lender is located on Tribal Lands, indian lenders are generally exempt from state usury laws.
Archived
If my daughters boyfriend gets a loan on a house without her being on the loan, can she be put on the deed
Stephen's answer
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Answered on January 18, 2015
She can be on the deed. If she is on the deed she can occupy the house with the joint owner.
Archived
Average legal fees for deedin lieu of
Stephen's answer
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Answered on January 18, 2015
I would side more with Mr. Zaretsky. The question of attorneys fees is not to compare what you paid each month to the rental value of the home. ...
Archived
Chapter 13 questions - Window for stopping foreclosure; Title and sale during automatic stay; Filing multiple bankruptcies.
Stephen's answer
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Answered on January 17, 2015
Generally you must file before the time of the sale, even one minute before is fine. If the sale occurs, ultimately a chapter 13 wont protect you....
Do I have to pay my husband's dental bill? He is deceased and the card is in my name.
Stephen's answer
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Answered on January 17, 2015
If the bill were charged on your credit card (Care Credit issue by Synchrony Bank) and your deceased husband was an authorized user, you are liable...
Archived
Is there a way my cancellation of debt could be an exception so I don't have to claim it on my taxes?
Stephen's answer
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Answered on January 17, 2015
I agree, you need to speak with a CPA or Tax Attorney
I just received in the mail a request for entry of default. What does this mean??
Stephen's answer
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Answered on January 17, 2015
Mr Chen is correct. Since you did not answer the summons and complaint, the Creditors Attorney can request the entry of a default. The entry of a...
How to remove name from foreclosure case after quitclaim and bankruptcy discharge?
Stephen's answer
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Answered on January 17, 2015
You cannot remove your name from the court case docket, its a permanent record. Generally if you are current on your present credit debts, 3 years...
Archived
Why do Debt collectors send garnishment notices for banks I have never heard of and have no account with?
Stephen's answer
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Answered on January 16, 2015
To garnish an account you must first have a judgment. A judgment may have been entered in favor of a bank that purchased a debt from a bank you...