Archived
What should I do after I file a Motion to Cancel a Foreclosure Sale with a judge and it turns out to be ex parte communication?
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Answered on August 26, 2015
You are required to pay the money to the clerk's office within 24 hours of the sale. If you do not pay the money the deposit of 5% of the sales...
Archived
What is the Florida Statue of Limitation on personal non-secured loan? exp. person to person loan w/ no collateral.
Stephen's answer
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Answered on August 26, 2015
Florida Statute 95.11 is the (Statute of Limitations). The right to enforce the default begins when you stopped making payments, the creditor must...
How can i get my name off of my sons student loan.
Stephen's answer
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Answered on August 13, 2015
Under current law you are liable. Co-signing a student loan is a major commitment. If your child pays you have no exposure, otherwise your only...
Archived
If have a foreclosure case in the Third District Court of Appeals and declare bankruptcy, does that stop the appeal?
Stephen's answer
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Answered on August 09, 2015
The bankruptcy stays all collection activity against you. If you are the appellant, I believe the stay may not apply. I suggest you ask this...
Archived
Do I need a real estate attorney?
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Answered on July 15, 2015
The wife is not liable for debts of her husband in Florida with regard to his credit card debt, car payments or note and mortgage made by hm.
Archived
I have a home in foreclosure. I make $80,000 a year and have no other debts. Can I surrender the house in a Ch. 7?
Stephen's answer
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Answered on June 25, 2015
The other responses are correct. The first question is whether you qualify for chapter 7 under the means test. If so you can discharge the debt...
Archived
When may I file bankruptcy again?
Stephen's answer
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Answered on June 23, 2015
Mr. Gleason is correct, the date of filing of second case must be over 8 years from filing of first case.
Archived
I went to an attorney to file ch 7 bankruptcy. I was told that I could add my student loans, the attorney said no I can't.
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Answered on June 23, 2015
You must include the student loans and list them in the bankruptcy petition, however, they are not dischargeable except under unusable...
Archived
I need to know what can happen to me in regards to taking merchandise worth about 9000.00 from a company. all goods were written
Stephen's answer
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Answered on May 31, 2015
If the merchandise was received on a consignment basis, there was a fiduciary relationship between you and the supplier. When you made a sale it...
Archived
What course of action does a creditor have against me for a line of credit against my home after chptr 7 & 13?
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Answered on May 28, 2015
The line of credit against your home is a 2nd mortgage. If you stop paying the lender can foreclose. If the home is worth less than the 1st...