Pending the expiration of the redemption period you are still the owner. However if you don't pay the HOA they will eventually put a lien on the...

Can a bank change the acceleration date of a mortgage?

Mr. Klurfeld is correct, every missed monthly payment creates a new time frame to calculate the statute of limitations. Please locate a...

If I'm responsible for my deceased husband unsecured credit cards balance??

If the credit cards were in his name and you did not sign the applications, the creditors can only seek money from his estate and not from you.

How can an institutional lender foreclose on property when that title was held by a Life Estate?

If your father had a life estate and died, then there is no interest currently held by him since he passed away. The lien on the life estate was...

Can I just put my name on the deed? Not my spouse

There is no requirement in Florida to put the name of the spouse on a deed even if its your home. However, if its your home and is to be homestead...

What can I do if I have been served a subpoena for hospital bills that I have been making payments on?

Generally if you are making payments without a written agreement, they may elect to sue you for the entire amount. Please talk to a bankruptcy...

Can i get a refund from a Bankruptcy firm if i gave them 1/3 of the payment upfront but then ask for a refund?

They may have provided services worth $400 and therefore you would not be entitled to a refund. Also look at the terms of the retainer you signed.

I filed bankruptcy chapter 7 in 2010 an surrender the house. The bank never did anything to get,after 2 years summon me

Mr. Gleason is correct. You should try and give them a deed in lieu of foreclosure. Or since the foreclosure is open file a consent to a final...

Can i buy a house in my name only if my divorce is pending in court?

Please talk to the attorney handling your divorce. I would be very cautious of acquiring any new asset pending a divorce.

What should i do? Retry loan Mod or file Bk13?

I totally disagree with Mr. Perez about the affect of a chapter 13 bankruptcy vs a foreclosure. Lenders are more concerned about foreclosed homes...