Archived
Does a Writ of Garnishment stamped by the judge need to be served by a sheriff or process server or can I just mail it to them?
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Answered on February 13, 2016
Attorney Reece is correct, the garnishment order must be served. Please consult an attorney immediately. If you are head of a household in...
Archived
Why chapter 7 destroyed my home ownership?
Stephen's answer
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Answered on February 10, 2016
Assuming your attorney did the 2nd mortgage lien strip correctly, There would be an order stripping the 2nd mortgage. The title search would still...
Archived
If I get a used car finance will that have a effect on my bankruptcy
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Answered on February 05, 2016
If you are in a bankruptcy it depends on the chapter. In Chapter 7 its not a problem. In chapter 13 you cannot incur new debt without permission...
Archived
Can a lender go into your foreclosure home and remove items before a certificate of title is issued , with only certifi of sale?
Stephen's answer
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Answered on February 03, 2016
If the home appears abandoned the lender can enter and change the locks. Until the certificate of title is issued they have no right to remove...
Archived
Mortgage payments
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Answered on February 02, 2016
They do not calculate interest on the date the check is received. It works both ways. If you pay 5 days early or 10 days late, the interest...
Archived
Could I file for bankruptcy against the deficiency balance?
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Answered on February 02, 2016
If you otherwise qualify for a chapter 7 (please consult a bankruptcy attorney), the deficiency on a car repo is dischargeable. Since you have...
Archived
Would filing a chapter 7 or 13 bankruptcy cause my sole proprietorship to be closed ?
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Answered on February 02, 2016
No. If the business assets are not exempt, then in a chapter 7 the value of the assets would be paid to unsecured creditors. In a chapter 13 its...
Archived
How much does it cost to file bankruptcy?
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Answered on January 31, 2016
The filing fee for a chapter 7 bankruptcy is uniform throughout the country $335. In the Middle district of Florida Chapter 7 attorneys fees...
Archived
Bankruptcy..HELP... What can I do to save my vehicle? This is the only vehicle I have and need it.
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Answered on January 29, 2016
I agree with Mr. Gleason. You need to consult a bankruptcy attorney. You left out information as to the value of the car. What was the 1/2...
Archived
Divorced. Ordered to pay ex-wife's debts. Was told 7 doesn't help, only 13, but Why? What about amt of debt not pd when 13 over?
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Answered on January 29, 2016
If you are eligible under means test to file a chapter 7 bankruptcy it will discharge the debts. However, you will still be in contempt of the...