Can I be held accountable for an $85,000 hospital bill my fiancee incurred before we were together?

Unless you contractually became liable by signing admission responsibility forms, you are not liable for your fiance. Even if you get married that...

Can I take action against person buying my house refusing to sign addendum to extend closing date.

Generally time is of the essence. If the borrower does not agree to an extension they have no liability and the deposit will have to be returned...

Does bankruptcy bring your credit score to a flat number or is it relative to your current score?

If you are current on your debt at the time of filing a chapter 7 will initially drop your score 80-100 points, if you are delinquent your score...

Will they make us sell one of the homes if he filed personal bankruptcy?

if you are both on the debts, if a judgment was entered it could attach to the none homestead. If you qualify for a chapter 7, and have the income...

I would like to request the bankruptcy filing fees be waived based on my very low income.

If you are below the poverty level you can generally receive a waiver of the filing fee. There is no reason that the waiver would be a bar to a...

Do I have any legal rights to this house

You need to speak with a real estate lawyer. If the title to the home is in both names, you have a 1/2 interest in the home. If you are on the...

IF the debt is to sallie mae, sallie mae is not a debt collector and their calls are not harassment.

In a bankruptcy mortgage modification, is the amount owed the redemption amount on the final judgment?

Yes that's the balance of the debt owed plus accrued interest and costs after the judgment. However, if you get a modification sometimes there is...

Are there any possible legal methods or reasons that would enable a foreclosure auction to be canceled?

There is no question that your odds of getting a modification are better in a chapter 13 then doing it outside of bankruptcy. If you want to try...

Does the “30 day automatic stay” begin the day I file the emergency bankruptcy?

If you have not filed bankruptcy in the past year, the automatic stay is effective from the time of filing. However, if you are doing this to stop...