What is the criteria for having a trust along with a will. The attorney that did my will said i did not need a trust.

If you die with a joint account-probate would be the result. A living Trust would avoid probate if the account had been re-titled. I have clients...

Adoption would be best answer. Other than adoption-check with your insurance carrier.

Husband died without a will and no money, no insurance. His estate was under $1000. He died in Florida

An estate would have to be opened and personal representative appointed before settlement check will be issued.

Stacking is allowed in Pa but not all States

Does this qualify as elder abuse?

Likley-you need to hire an Elder Law Attorney to review the situation.

I want to sue to get my inheritance?

Hire an attorney to deal with your concerns. You won't be able to deal with this yourself.

My husband left no will and didn't name beneficiaries on half of his brokerage/ cd/and checking accounts

Disclaiming means that your heirs as if you were deceased would receive your inheritance.

My mother died intestate and i am the only heir.

I believe Attorney Reynolds has given you the best advice.

One will notarized, spouse's will not notarized, are both OK?

Your will is not self proving-go back to the attorney and have it redone.

Is there a 60 month look-back period for VA Aid and Assistance like there is for Medicare?

No-not the same look back as MEDICAID. Meet with a VA attorney to do the proper planning to qualify.