I have a 401k loan that I pay back every two weeks from my pay. Is this loan protected in any way during chap 7/13 bankruptcy?

No need to reaffirm in a chapter 7 and you will continue to pay the loan as you have been. This is true in chapter 13 as well. Your attorney will...

I have filed for bankruptcy and said I would surrender my house. The trustee wants to sell it for 4000. Can I change my mind

This is a very common practice for the trustee to sell homestead property that has not been protected by exemptions. As you have an attorney, you...

Selected as the best answer

I am contemplating Chapter 13 .

Yes, there is a place for non-filing spouse debt payments on the petition, get with an experienced bankruptcy attorney to get more information on...

How do they determine debt in a Chapter 13 bankruptcy?

You should speak to a experienced bankruptcy attorney in your area, to get more specific information. I generally advise clients to file long...

Bankruptcy atty

I agree with the other answers. Also, if your soon to be ex will owe you any money/assets from the divorce, such as proceeds from the sale of your...

How long or will I be allow, after chpt 7 filing to keep the car and home?

Why would you want to reaffirm your home? You may want to speak to your attorney regarding this, and as far as the auto you must turn in the auto...

Should I file bankruptcy? And if so, which chapter should I file under, 7 or 13?

Depends, it appears you qualify for chapter 7 but more information is needed. You really need to speak to a bankruptcy attorney that can get a...

Can a car payment debt that is no longer secured be discharged with a chapter 7?

Yes, you can stop any future garnishment and get this behind you. We can also help you with the lawsuit prior to filing your bankruptcy if needed....

I filed for bankruptcy, my husband did not. should i file my taxes seperately?

The EIC portion of your tax refund should be exempt and the trustee would not be able to take it. Check with your attorney. Also you may have...

We believe we qualify for Chapter 7 bankruptcy.

Yes, with only $1400 income it sounds like you qualify for chapter 7. As far as liens or garnishments that depends. You should seek advice from a...