The short answer is "yes," it can be frozen....at least temporarilly. Your wife should immediately file a "Claim of Exemption and Requet for...

Service on a Foreclosure--"Returned"

I agree with both of the above. This sounds like a petition to lqiuidate a deficiency judgment. You can answer it just like a complaint....but...

Can I ignore a foreclosure summons to let foreclosure proceed?

You can do nothing, altough not wise. At least file an asnwer denying their alegations. Your wife's credit should not be at risk if she didn't...

Am i obligiated to pay a private parking lot ticket? now threating collection agency.

In short, it is simply not worth risking it. If you parked in a lot and didn't see the sign and didn't know it was now private, you certainly...

I filed Chapter 7 bankrupcty and received a motion to lift a stay on a home i do not want? now what?

Generally, I agree. Practically speaking, however, in most states, while there is the chance for personal liability for the unpaid property taxes,...

I am retired and my only income is Social Security. Can I stop paying my credit cards without fear of prosecution/garnishment?

I agree with the answer above. The Social Security protection / exemption is very powerful and comprehensive. Separate the SS funds and do not...

Can a credit card debt judgment be reversed if the company can not prove the debt?

The last thing that I would add is you typically need to be able to demonstrate some form of excusable neglect and that you acted with due...

Judgements and paying off Wife's Student Loans

I agree that this question should be restated with more particularity. I cannot tell if you are a creditor that procured a final judgment....or...

Keeping my home after Ch.7

I agree with Theodore. You will need to file a chpater 13 to take advantage of the stay and plan to reorganize your debts. You could always...

Payday Loan Garnishment without going to court?

Were you ever served with a summons? A command to go to court? If not, you could have defenses. If you cannot afford to hire an attorney, I...