The short answer is that anything that goes into your bank account on a regular basis is income for both tests (except Social Security).

I'm 23 years old. My car just got repoed and I was wondering if my best bet is to file for ch. 13 bankruptcy.

You need a consultation with an attorney. It all depends on things like: other debt, equity in the car, your work situation, etc.

Does one have to file all alleged debts in a bankruptcy filing, even if one deems them, or they are, invalid claims?

Yes, many people would deem tons of debt invalid for reasons like, "my friend told me that business got sued and went under so now my debt is...

I am disabled and my student loans were discharged after a three year period. I received the discharged letter.

You may actually have a claim against them. I'd start by asking for them to send you something in writing and then I'd staple the discharge letter...

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I filed chapter 7, I did not reaffirm my two vehicles. My wife's credit score was impacted by a repossession? Should it have?

They creditor may come after her for the debt on the vehicle if the actually took it and sold it. Now if she is paying on the car and they didn't...

How do I know if I need to claim bankruptcy.

There are a lot factors: how old is the debt? how much money do you make? etc. Answering these questions are what a lawyer helps with. Go see one.

Bank lawyer did not show at lift of stay hearing do i get the stay

Odd as it may seem, Courts main objective is to see justice done. Si if the lawyer can show a good reason why he/she did not attend, there may be...

Bankruptcy research-laid off, spending existing assets to pay monthly bills, just moved to Florida or file where we were in NC ?

AS everyone has said, you'll need a BK lawyer. Now, I want you to understand as well that, while normally BK's are fast and easy, when you involve...

Bankruptcy

It is all fact specific as everyone has said. I will tell you a little secret though. It's better and cheaper to just have one of us do it from...

Can collection for student loans force you to borrow on your credit cards?

They are not her attorney so they don't have the same duties as we do to give people good advice. However, she may want to speak with an attorney...