We are a married couple considering a chapter 7 bankruptcy. what would we need to start to gather in order to have a realistic

Pay stubs, taxes, bank statements, reg to your cars

Looking to do some credit card debt consolidation

Look into filing a Bankruptcy. If you settle all that debt. They can 1099 you and you'll end up paying huge amounts in taxes.

Can I file an emergency bankruptcy to stop a foreclosure auction of my house to get time to sell the house properly?

Yes, you can stop the sale by filing BK. one way to do it is by filing a Ch. 13 case and for the treatment of the Mortgage, just write "this will...

Do I need to file bankruptcy or do something else?

You are a great candidate. Meet with a couple of attorneys around you, pick your favorite, file the case and put all that stuff behind you!

In a Chapter 7 Bankruptcy, how do I go about serving new creditors who are added after the initial Voluntary Petition was filed?

You'll need to file an amended Matrix. You'll also need to send all the new creditors a copy of the 341 notice and certify with the Court that you...

I need advice about a payday loan/ cash advance I got in 2012 and did't pay back.

This really might be a scam. Look up the law firm carefully and contact them. But I think it's a scam. No company hire's a lawyer for $150.00

Just look them up through the BBB and then mail a copy of your discharge and copy of the correspondence that you've rec'd from them. All you need...

Declare bankruptcy

BK will prevent you from buying a home for 2 years. Where it helps with student loans is if you are able to get rid of your other debt, you will...

Will a bankruptcy relieve my client from debt against civil judgment and keep his "reinstated "license?

We do this all of the time. The important thing to know though is that he'll probably need a discharge and that will usually take 90 days in a CH....

How do I file bankruptcy if I cannot afford a lawyer. I asked judge in civil court for time to get a lawyer and cannot find one.

Meet with at least 3 of us. You'll find someone that will be able to make it happen for you.