You won't lose either. You may have to pay back some debt though if the car is paid off. Just talk to a BK attorney. You have too much to lose.

Do I need to file anything with the Bankruptcy Court? If so, should I get a specific dollar amount listed in Ch 11?

Yes, just make sure your claim gets filed and isn't kicked back. You can probably have a lawyer help you fill out a POC for preatty cheap and it...

What kind of attorney do I HIRE ti GET my debt reduced rather than do bankruptcy in south Florida and how much will it cost

You can do a Ch. 13 and payback a portion of your debt, go meet this BK attorneys first. If you don't, you're making a huge mistake.

Bankruptcy or no?

Yes. Bk is can certainly an option. You just need to meet with some attorneys to make sure it is the right option. Go have some free...

The problem with settling is getting 1099s (owing taxes) on the amounts forgiven and if one or two doesn't accept, then there is so much interest...

Is a bankruptcy trustee required to receive bids on assets from his/her case or can the sell they bulk of assets without a bid

Auctions have large fees so the Trustee weighs the cost of selling the items at auctions vs. bulk sale and make their best determination as to...

I put my Florida homestead exemption in 1998 for 96 bass and I have $60,000 worth of credit card debt however I only owe $6,000

Yea filing a Ch. 7 is probably what you'll need to do. You local counsel will explain how to protect your home.

Chapter 13 Motion to Incur Debt

There is a form on your trustee's website. Fill it out and get it to your attorney.

I filled chapter 7

At least 2 years after getting a BK discharge for a traditional mtge. That's what my lender friends are telling me these days.

DO YOU HAVE TO GIVE UP YOUR TAXES DURING BANKRUPTCY

The issue is, why you got and/or where it went. I suggest getting it and using it on your attorney. You can meet with the attorney beforehand and...