What can I do at this point?

You need an attorney. Did ya'll exchange information or do you have license plate #?

Yes, they can. If that all you're making, you'd probably get a really low price on a bankruptcy which would wipe out your debt. I'd get some free...

I think I may have court but I have not been properly served. Am I under any legal obligation to go?

Avoiding a lawsuit via service just kicks it down the road. If you have financial problems get out ahead of them and get free consultation with a...

Can I still file bankruptcy if I received life insurance from my husband?

As everyone said, you need an attorney. You have some options but you need to be VERY careful on how you use the $$.

Wife is overextended with credit. All our CC's are separate. She is on ow on disabilty and cant afford the payments.

1. only cards where she is an authorized user might cut you off 2. make sure you file the correct exemptions as far as the bank account goes 3....

You can list it as a "surrender" in that case, you're really just daring them to pick it up.

Can I keep my whole life life insurance if I file chapt 7?

Yes, just be sure you exempt it correctly. If you have that, I suspect you have other assets, so please speak with an attorney.

What type of bankruptcy would I need to file with almost no $ and would it be worth it with less than $10,000 in debt?

There's a lot of things in play here. Your husband might have some debt and you could get rid of that too if you ya'll can get into a Ch. 7. Go...

What can I do to set up an estate account

This is a very complicated situation. Most likely the Trustee will go after the found $$ if you file a Ch. 7 or make you contribute it, if you...

How do I recoup all the money I have lost plus the pain & suffering?

Really this is a medical malpractice question. If that claim does not work out, then you should consider a bankruptcy.