What is the law for reaffirmation agreements ?

You may want to contact a Fair Credit Reporting attorney.

Married but live in seperate households, can I file alone without his income?

Here in the Middle district they don't usually ask for separate proof. They just ask you under oath to say that you live apart.

My husband is getting sued from American Express for being behind on payments?

Is this the only debt he has? If so fight it by itself, if there are others, thing of bankruptcy.

Can someone file bankruptcy on a civil matter that a third party attorney is in charge of collecting the funds owed.?

This is a very common reason that people file a case. Don't feel bad about it at all!!! There are some extra steps though, so please get an...

Chapter 7 Bankruptcy?

Also, I'd send them a notice of the 341 meeting even though it was held.

How does a hold get removed from my bank account?

Try taking your BK paperwork to the bank ans sitting down with someone.

Mr. Gleason's answer is correct and very in depth. So that is the correct answer. The short version is below: In our district the Judges and...

The answer is that they are suing him so they are certainly trying to collect and absent putting up a defense in that case, bankruptcy may be the...

You'll list help from family/friends in your Schedule I and an amount that they are helping you out. In our (Tampa) district 90% of them won't...

DO I HAVE TO DO BANKRUPCY IF I DO NOT OWN ANYTHING?

There are a ton of reasons to just dump this debt now. Yes, you might not technically have to, but for practical reasons, it makes sense to do a...