Archived
I am disabled and on SSI also other federal programs ,I am in dire need of money(hardly any ) and have decided to sell my home.
William's answer
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Answered on January 28, 2013
You can sell the home but if you want to file BK, you can't have a lot of cash.
Archived
How long after filing of bankruptcy chapter 7 in FL can creditors/Trustee can come after me if I exceed max household income?
William's answer
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Answered on January 24, 2013
The means test only calculates the 6 months prior to filing so you are free to make more money.
Archived
Retired with income from Pension Plan and Social Security only. Is any of that income exempt in filing Bankruptcy?
William's answer
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Answered on January 24, 2013
SS is exempt .
Archived
Will filing Chapter 7 Bankruptcy reinstate my revoked license in the state of Florida?
William's answer
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Answered on January 24, 2013
I've done this as well and here's a little tip. Go to one DMV and if they want a discharge, which some do, then try another one. There are two...
Archived
How does my husband filing bankruptcy affect my small business. I am the sole owner and it is a LLC.
William's answer
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Answered on January 24, 2013
You shouldn't have many problems with the business but you really need see how the judgement is written. They may be able to come after you too.
Archived
I files chapter 7 in Florida on Oct 5 2012. I surrendered my home and a vehicle. Will I lose my tax refund when I file in April
William's answer
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Answered on January 18, 2013
Usually they will let you keep up to the amount of exemption room you have left. But trustees really do like to take refunds.
Archived
I live in Florida if I file chapter 7 can I keep my car?
William's answer
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Answered on January 18, 2013
The simple answer is Yes. It just depends on how you do it. If there is a payment, you "reaffirm" the payments. If there is too much equity in...
We are married and need to file for bankruptcy, but my husband has a car that is under his name and his brother's name.
William's answer
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Answered on January 17, 2013
You can probably call him a 50% owner. Al that really matters is if you have exemption room.
Archived
Are student loans handled inside or outside of the Chapter 13 Plan?
William's answer
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Answered on January 17, 2013
The get paid pro-rata so you get the stay but they are non-dischargable so it's always better to try to send them, or save up for them whatever...
Archived
I went to a pretrial for credit card debt of 3700.00 I received papers in the mail for small claims court. I have no job ?
William's answer
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Answered on January 16, 2013
I know it sounds like a ploy for lawyers, but go see a BK lawyer. We mostly do free consults so you have nothing to lose. But unless you you have...
