Archived
I received a summons and I need to respond in 20 days. How do I respond? is there a form I can use? I cannot afford a lawyer
Rocky's answer
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Answered on September 16, 2009
First, I would make sure that I could not afford a lawyer. Many offer reasonable rates and payment plans. There are many things that need to be...
Archived
Can head of household wages be garnished?
Rocky's answer
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Answered on September 16, 2009
You will want to look at Chapter 77 of the Florida Statutes. It details garnishment in the state. It specifically provides for exemptions for "Head...
Archived
What is the statue of limitation for a cell phone account collector in florida?
Rocky's answer
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Answered on September 16, 2009
This area is governed by Fla. Stat. 95.11, and the Statute of Limitations is likely 5 years if based on a written contract. (see...
Archived
Is it possible for a collection agency to be contacting me now about a martial arts contract i had back in 1999.
Rocky's answer
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Answered on September 16, 2009
You would be wise to seek a local counsel. Meanwhile, keep a log of each time you are called or contacted; track what time the call arrived and...
Archived
Credit Bureau of America (CBA) is harassing me for $250 of some Time Warner internet connection that I had in TX?
Rocky's answer
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Answered on September 16, 2009
You should contact a local attorney as soon as you can. Meanwhile, keep a log of each time your are contacted regarding this alleged debt. On the...
Archived
How do I fight a debt from a collection agency that I feel is unjust?
Rocky's answer
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Answered on September 16, 2009
I guess more information is needed. For example, what did they promise to provide in exchange for the $698, and was there a written contract? Of...
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