Filed Chapter 13 in FL on 3/2011 and have decided to surrender home.We had confirmation meeting,

How long will depend upon many factors. Those that defend against mortgage foreclosures will usually have a much longer time in the home. Some...

Bankruptcy Chapter 7

Following-up to the last lawyer's comments: While the stay is in place, your creditors will not be able to garnish your wages. For a normal...

Generally speaking, a bankruptcy can stay on your credit report for up to 10 years. However, a bankruptcy does not preclude you from obtaining...

Can I break my lease because my landlord does nothing to stop the noise from the upstairs neighbors that I have complained about

Breaking a lease can be fairly risk business. If you break your lease early, you may face a law suit against your landlord for breach of contract....

Renting to special needs

Determining whether someone has the ability to enter into a contract is a question of fact that is determined in court by expert witnesses. If...

Chapter 7 filed - had final judgement on house prior to filing. Need to understand eviction after sale and the cash for keys

The 30 day minimum you are talking about is the negative notice rule. A secured creditor may ask the Court for relief from the automatic stay to...

There are lenders willing to lend money to debtors to redeem vehicles under 11 USC 722. The lender will take a security interest in your vehicle...

My Chapter 7 has been finalized. We had a 1st & 2nd on our house. Both discharged.

You will no longer have a legal obligation to pay either your first or second mortgage, unless you reaffirm the debt. However, both liens against...

My roommate and I paid a deposit (we split it 50/50) and the landlord is keeping it due to mild destruction to the carpet by my

Chances are, this is a claim under $5,000, which means she would have to take you to small claims court. Chances are, the filing fee will be...

Sending you bills after you have filed for bankruptcy is a violation of the automatic stay under 11 USC 362. Hiring a bankruptcy attorney is the...