The IRS Wants You to Pay for Your Spouse's Tax Mistakes. You May Not Have To.
Jul 24, 2026
Sign a joint return and you are on the hook for the whole thing — every dollar, even the part that came from your spouse's income or your spouse's lies. That is the default rule, and it traps a lot of...
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Behind on Payroll Taxes? Why the IRS Can Come After You Personally
Jul 24, 2026
Most business tax debt stays with the business. Payroll tax is the brutal exception. Through the Trust Fund Recovery Penalty, the IRS can reach past the company and collect from you personally — the o...
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The IRS Filed a Tax Lien. What It Really Means — and How to Get Rid of It
Jul 24, 2026
A federal tax lien sounds like the IRS is backing a truck up to your house. It is not. A lien is a legal claim against what you own — not a seizure — and confusing the two costs people a lot of sleep....
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Buried in IRS Penalties? How Penalty Abatement Can Wipe Them Out
Jul 24, 2026
Look closely at an IRS balance and you will usually find it is part tax and part penalty — and the penalty part is often removable. Two programs do most of the work: the first-time abatement waiver an...
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Years of Unfiled Tax Returns? How to Get Right With the IRS Without Panicking
Jul 24, 2026
Haven't filed in years? You're not alone, and it's almost never as catastrophic as the nightmare in your head. But ignoring it hands the IRS control — sometimes to file for you, badly. Here's how to g...
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The IRS Froze Your Bank Account: The 21-Day Clock and How to Get Your Money Back
Jul 24, 2026
An IRS bank levy freezes the money in your account — but it doesn't go to the IRS right away. You have a 21-day window, and what you do inside it can mean the difference between losing that money and ...
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IRS Wage Garnishment: How to Stop the IRS From Taking Your Paycheck
Jul 24, 2026
An IRS wage levy can take a huge chunk of every paycheck — and unlike a regular creditor, the IRS doesn't need a court order to do it. The good news: a wage garnishment can be stopped, often quickly, ...
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Currently Not Collectible: How to Get the IRS to Stop Collecting When You Can't Pay
Jul 24, 2026
Sometimes you simply can't pay the IRS anything without going without food or rent. When that's true, there's a status called Currently Not Collectible that stops the levies and garnishments cold. Her...
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IRS Payment Plans: How to Set Up an Installment Agreement You Can Afford
Jul 24, 2026
Can't pay your IRS bill in full? An installment agreement lets you pay it off over time. But the type you qualify for — and the monthly number — depend on how much you owe and what the IRS thinks you ...
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Offer in Compromise: How to Actually Settle IRS Tax Debt for Less
Jul 24, 2026
The "pennies on the dollar" ads oversell it — but for the right taxpayer, an IRS Offer in Compromise is real and life-changing. Here's how the IRS actually decides your number, who qualifies, the thre...
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