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My ex-wife has a judgement for divorce filed against me in NY state. Does it supersede another judgment action?
Sheila's answer
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Answered on December 02, 2014
It sounds as if you may want to speak with a family law attorney and/or a bankruptcy attorney. Depending on the type of debt that you owe due to...
Archived
I know it depends on the company and situation, but what sort of deals do auto creditors often do in Chapter 7 Bankruptcy?
Sheila's answer
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Answered on December 02, 2014
It is fairly unusual for a creditor to negotiate a new loan in connection with a reaffirmation agreement. However, it does sometime happen. ...
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Can a debt collector suspend my licese if someone else hit a parked car on my dirt bike
Sheila's answer
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Answered on December 02, 2014
Maybe, after obtaining a judgment against you. The goal in these situations is typically to get you in some sort of payment plan so that the...
Funding Roth IRA before filing for bankruptcy
Sheila's answer
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Answered on December 02, 2014
I would recommend that you speak with an experienced bankruptcy attorney about this issue. Asset protection planning is very fact specific and...
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Bankruptcy and wages
Sheila's answer
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Answered on December 02, 2014
Yes, typically future payroll earnings are not available to the trustee in a Chapter 7 case under Florida law. A trustee might attempt to...
Archived
Do we lose the Head of household exemption if the judgment is against husband and wife?
Sheila's answer
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Answered on December 01, 2014
At least one of you should probably be entitled to the head of household exemption. You are not required to quit your job but I can understand...
Archived
What should I do when the plaintiff files to reinstate a writ of garnishment
Sheila's answer
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Answered on December 01, 2014
I cannot tell from the information that you have provided whether you have a valid defense to the garnishment. It appears that you prevailed...
Archived
How to file a Homestead Declaration in Hillsborough County? Is there a specific form and where to get it from. Thank you
Sheila's answer
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Answered on December 01, 2014
No form is typically required to establish real pretty you own as your homestead for creditor protection purposes. What is required is that you...
Archived
I am really confused.
1- What is the disposable income? Does this mean after expenses?
2- What if it is greater than $750?
Sheila's answer
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Answered on December 01, 2014
I would recommend that you focus on whether the person who qualifies as the head of household signed an agreement waiving the exemption and...
Archived
Distribution award and damages from ex spouse due to to dissipation and theft, he's trying to discharge in chapter 13.
Sheila's answer
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Answered on September 30, 2014
It sounds like you might have the necessary facts. If there are detailed factual findings inthe final judgment, that would affect how difficult...
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