Archived
Do you know of a company that is a good debt reduction company with less fees i have over 30,000 in credit card debt
Patrick's answer
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Answered on November 02, 2009
While I am not a lawyer in your area, I have yet to see someone who is satisfied with a debt settlement or consolidation company. If you need help...
Archived
Receiving a letter stating "full and final settlement" are you liable for anything else
Patrick's answer
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Answered on October 08, 2009
While I am not a lawyer in your state, and I have not seen the letter, a full and final payment letter is sent after a debt is paid. This is...
Archived
Debt settlement with BOA
Patrick's answer
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Answered on October 08, 2009
I am not a lawyer in your state, but this is a general debt question. Credit card companies often settle debts after transferring them to a...
Archived
On a deficiency judgement, say you owe $230,000 and they sell for $80,000 what would the judgement amount be for?
Patrick's answer
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Answered on October 08, 2009
The deficiency is calculated by taking the amount owed to the bank, adding in court costs, attorney's fees and any other costs and subtracting the...
Archived
Do I have to answers the questions from the server when he comes and serves me or anybody in the home
Patrick's answer
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Answered on October 08, 2009
You are not required to speak to him at all. They will usually try to talk to you to get information to help the law firm suing you.
Archived
I received a summon on foreclosure on my property; however, i am talking to the bank to get this resolved. what do i answer?
Patrick's answer
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Answered on October 08, 2009
There is a disconnect between the bank and attorney. The attorney prosecuting the foreclosure is simply interested in closing the case. It is in...
Archived
How is a defieciency judgement calculated after foreclosure.
Patrick's answer
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Answered on October 08, 2009
The deficiency is calculated by adding all the costs associated with the foreclosure, including the amount still owed to the bank, attorney's...
Archived
I received a foreclosure summons and dont know where to send me response
Patrick's answer
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Answered on October 08, 2009
If you are being sued in Tampa, your answer needs to go to the clerk of court in the courthouse on Twiggs street. Your summons spells out exactly...
Archived
Debt Settlement
Patrick's answer
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Answered on October 08, 2009
While I am not a lawyer in your state, this is a general debt question. I have not found many folks happy with debt settlement companies. If the...
Archived
Credit Cards past due, looking at settlement or bankrupcy
Patrick's answer
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Answered on October 06, 2009
This is a process. If you continue to try to pay, this can last a long time. As you fall behind, a credit card becomes charged off, which means...
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