A law firm has got a judgement on me from a HELOC .

I agree that a visit to an experienced lawyer is a good idea. At the meeting, you can discuss lien stripping, a bankruptcy filing or doing nothing...

Can I buy a new home if I did not reaffirm the mortgage I have now.

If you did not reaffirm the mortgage, you can walk away. I would suggest trying to sell it if you can make money off the sale. The problem with...

How do I keep my vehicle in a bankruptcy and delay my foreclosure.

I would not advise you to transfer the vehicle to your daughter if you intend to file for bankruptcy relief. The trustee would be able to recover...

I had a judgement in 2007 a bankruptcy in 2008. The judgement just came off my credit. Do I still owe the collection agency.

The judgment is not a lien unless it is attached to real estate that you owned at the time of the bankruptcy filing. If you had real estate that...

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What do I need to expect at a deposition of duces tecum in aid of execution

If you provide more than one half the support of a dependent or minor child, your wages cannot be garnished. Your wages deposited in a bank...

Objection to Claim and Certificate of service of Court generated hearing

You may want to check to see if the student loan is federal or private. If private, and your plan runs five years, the creditor has 30 days after...

Regarding Florida personal bankruptcy laws. Can my spouse file Chapter 7 alone in Florida and receive a discharge?

Yes, your spouse can file a bankruptcy petition without you and she can receive a discharge. Even though you are not filing, your income is...

My husband and I are discussing divorce and filing chptr 7, we have $20k in "equity" on our first mrtg.

I would suggest surrendering the home in the bankruptcy. Both you and your spouse will be relieved of any personal liability on the home. It is ...

Motion For Relief From Automatic Stay filed right before my Chapter 7 is scheduled to be discharged.

You probably have more time in the home than you think. Whether the stay is lifted by order or by operation of law, the creditor still must obtain...

We have a timeshare that should be included in the bankruptcy but could we be forced to pay to the value of the timeshare?

I would try to sell the timeshare and provide proof to the trustee that it cannot sell. I am not sure if you owe money on the timeshare, but if...