Unless you agreed in writing to a higher amount, the maximum amount for garnishment is 15% of disposable pay for federal student loans. ...

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How do I find an attorney who handles student loan discharge?

I practice in the area of student loan law.

I received a letter with a deficiency balance after foreclosure. want to file bankrupcty, but a have more than one asset at tim

If you want to file, you should first see if any of your property can be sold by the chapter 7 trustee because the value of the property exceeds...

Can filing bankruptcy before vehicle reposession halt the repo? Can it stop it completely?

Yes, a bankruptcy filing will stop repossession. The bankruptcy filing must take place prior to the repossession. If the vehicle has been...

A lawyer may be able to spot defenses to the lawsuit giving you leverage to negotiate a better settlement. Most of the lawsuits are unopposed and...

I'm thinking about filing chapter 7 bankruptcy. My car is ready to die. Should I buy a car first?

I am not supposed to advise you to incur more debt so I cannot recommend that you finance a car prior to filing for bankruptcy relief. The credit...

I filed CH13 in 2012 and am unable to pay the high monthly payments required of the plan. What are my options?

You can refile a chapter 13 and roll additional debt into the plan. If you refile within a year of the previous dismissal, the automatic stay...

Are all IRA/Roth IRA exempt under Florida BK7 Law?

Florida Statute 222.21 protects IRA accounts from the claims of c creditors.

My circumstances have changed since filing for CH13. Can I convert my case to a CH7?

You can convert at any time. You can add creditors that you incurred after the bankruptcy filing. Remember, the conversion to chapter 7 does not...

Can I file bankruptcy if I have assets?

Some assets you can keep and some you cannot; it depends on what you have. If your case is filed in Florida and you have been domiciled there for...