When can I file bankruptcy again from a 13 now need a 7

4 years between chapter 13 and chapter 7 filing.

Can they come and take my Truck?

Yes, the creditor can repossess the truck. See if you can work out an agreement for a new loan or to keep possession of the truck. If there is...

In Chapter 7, does a Bankruptcy Court have the authority when motioned to reset the first date set of the meeting of creditors?

I have not heard of changing the first day of the meeting of creditors. But I think you can accomplish what you want if you motion the court to...

I co-signed for someone for student loan, since October 2014 they have stopped paying, my credit is now affected negatively,

You need to start paying the loan if you want to restore your credit. You may have to sue the co-obligor under the theory of contribution and seek...

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How can I get a small medical debt removed from my credit report?

The debt is going to appear on your credit report because it is a debt that you owe. Your credit report should read that you are current. If not,...

Where should I file my bankruptcy. Residency question

If you move and wait 90 days you can file on Oklahoma but you would still use Florida exemptions. If your creditors are located in Florida you may...

After chapter 7 discharge received two unlisted creditors collection letters.

There are two schools of thought on the issue of dischargeability of nonscheduled creditors. One, the unlisted debt is not discharged by virtue of...

How to specify that I will be using my previous state(NJ) exemptions laws since I have lived in FL for less than two years?

List them in schedule f. You can also indicate who they are collecting for.

How long should it take a trustee to settle with creditors?

It takes a minimum one year to administer an asset case. The chapter 7 trustee would best know the time frame on your case.

The right to claim exemptions pursuant to non-bankruptcy or local law in opt-out States is determined by the law applicable on the date of filing...