Can I settle on a B/R Ch. 7 discharged HELOC to release the lien if I checked "Retain and Redeem" in Statement of Intentions?
Alan's answer
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Answered on May 09, 2017
You can absolutely settle a HELOC release if you are able to negotiate the terms with the creditor. If you did not reaffirm the HELOC then you are...
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I am the Private lender on a property in Chattanooga TN. I need to file foreclosure. Do I need to hire an Attorney?
Alan's answer
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Answered on April 29, 2014
It's best to err on the side of caution. You might be able to foreclose yourself, although being out of state will make that very difficult, but...
Archived
Can a private student loan lender obtain a judgment against a borrower without an original loan application?
Alan's answer
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Answered on April 24, 2014
Most likely. It will be more difficult then if they had the original, but if they can provide a copy and then show that money was paid on the...
Archived
If a mortgage was back dated before it was signed, does that constitute fraud or some illegal activity?
Alan's answer
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Answered on April 24, 2014
Most likely this would be considered a scriveners error, and have very little effect on the enforceability of the mortgage. The wet signatures and...
Archived
How does bankruptcy affect a cosigner
Alan's answer
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Answered on July 26, 2012
Her credit will not be affected by the mere fact you file for bankruptcy. However, since she is independently liable for the student loans, how you...
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