I agree with my colleagues on this matter, and would add that you should seek legal counsel to solve the underlying issue here which is a...

What can lenders do for the homeowners when they face unemployment?

You might qualify for a forbearance agreement, which could reduce or defer your mortgage payments. Call your lender and ask for the "loss...

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Account that exceeds the Florida exemption statute for exempt assets. What does this mean?

I concur with my colleagues above, but would also add that if the creditor puts a freeze on your bank account, you might have to go to court to...

Florida Statutes Chapter 83 just changed in this regard. You really should consult with an attorney regarding the specific facts in your...

I have been turned over to some attorneys for collection ! I cannot make a lump sum payment however I can make payments but

I agree with my colleagues in that you need to seek advice from a bankruptcy attorney immediately. I would add that if the creditor "freezes" your...

I am being sued by my ex land lord. He is claiming I owe him 2500 for damages.

Answer the complaint in writing and request a hearing. At the hearing, you should tell the judge what the condition of the property was when you...

Chapter 13 filed to stop sale. Not confirmed yet. Making Payments to trustee. Should trustee be making any payments.

If you stop making payments, the case will be dismissed and the automatic stay will dissolve. Are you represented in the underlying foreclosure...

We received a notice of violation from our HOA requiring us to paint the house . We are in pre-foreclosure although we are

When you say "pre-foreclosure" what exactly are you trying to do about the house? Are you doing a short sale or deed-in-lieu? If so, you should...

I sold my home through short sale back in 2006

Is the short sale on your credit, or the new foreclosure? Or both? If you completed a short sale, that should be the only potentially negative...