Archived
Does a financial institution have any right to funds left Payable On Death if designated recipient once defaulted on a loan?
Heather's answer
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Answered on March 07, 2021
If the debt was listed and discharged, the bank is violating Fair Debt collection laws. However, the daughter still needs to confirm that the debt...
Archived
I have a Court Date from a Debt Collector coming up
Heather's answer
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Answered on March 07, 2021
If the hearing is via Zoom, it is highly unlikely that a motion to continue will be granted unless you will be physically indisposed (i.e. in the...
Can I pay off this 60 month loan at month 7 without paying the entire Finance Charge due ($1500) under this contract ?
Heather's answer
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Answered on March 07, 2021
The language you provide from your contract states that you can pay off the contract early without paying the finance charges accruing after the...
As a Pro Se litigant
How much time may be granted by the court to respond to summary Judgement?
Heather's answer
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Answered on March 07, 2021
The hearing must be scheduled at least 20 days after the motion for summary judgment is filed. This should be sufficient time for you to find and...
What my rights when a debt consolidator gouges me with bait and switch?
Heather's answer
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Answered on March 01, 2021
There are several “debt consolidation” scammers out there. They are subject to consumer protection laws as well as the debt collectors. The...
Archived
HOW CAN I TAKE CARE OF A SUE WITH A CREDIT CARD?
Heather's answer
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Answered on March 01, 2021
Hiring a lawyer is a lot more affordable than you think. An attorney will know dedenses you necer thought of b
Not explaining contract terms
Heather's answer
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Answered on February 28, 2021
Florida law presumes that, if you have signed something, you both read and understood it. There are defenses to a contract but not understanding...
Archived
How could i sue someone who borrowed money from me ?
Heather's answer
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Answered on February 28, 2021
Small claims. However, that someone may claim that all the money you gave him or her was a "gift", unless you have evidence that he or she agreed...
Can I sue my roommate for damages to the property?
Heather's answer
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Answered on February 28, 2021
Yes, but the cost of door replacement may not warrant the cost of even a small claims lawsuit much less the time and aggravation. Hopefully, you...
What do I do if the cosigner is not paying the tolls and it's coming to the primary cosigner's name on auto loan?
Heather's answer
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Answered on February 28, 2021
You can write each authority (via certified mail) who handles toll violations and explain that you were not driving the vehicle at the time,...
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