Questions answered by Heather Adair Harwell

Archived

Is the statute of limitation put on hold if a joint owner on the credit card files for bankruptcy?

Heather's answer | Answered on August 04, 2018

A Chapter 13 tolls the statute of limitations for collection on a debt within the Plan until discharge. Upon discharge, the clock begins to tick...

Archived

What should I do or talk to

Heather's answer | Answered on August 04, 2018

If it was a 2012 debt and there is no judgment, you will not be seeing her in court. The scammer's game relies upon you giving them information...

Archived

Financial affidavit and securing my assets?

Heather's answer | Answered on August 04, 2018

These questions can only be answered after review of your entire case, which I am assuming you are being sued for an auto accident. It sounds like...

Archived

I got a letter from chase bank3/2016 Saying that theyvd stopped effort to enforce a judgement? And would not sell judgment

Heather's answer | Answered on August 04, 2018

Several consumer debt attorneys in Florida offer free consultations and may even answer your questions over the phone. Take advantage of this and...

Archived

How can i collect my funds from defendant after receiving the final judgment?

Heather's answer | Answered on August 04, 2018

You will want to serve a fact information sheet to the defendant. If the defendant fails to respond within 45 days, you will want to motion the...

Archived

Credit Card Debt statute of limitation in Florida during bankruptcy?

Heather's answer | Answered on August 04, 2018

Your spouse should consult a consumer debt attorney to determine if there has been a Fair Debt Collection law violation.

Archived

I got the same call, threatening me to file with the state attorney. Can they harass me on a debt older than 8 years ?

Heather's answer | Answered on August 04, 2018

My colleague has given you excellent advice. The state attorney does not prosecute unpaid debts unless they are a result of criminal activity. ...

Archived

So I have multiple court fees and tickets in multiple counties in florida but nobody can give me a clear list of what I owe.

Heather's answer | Answered on August 04, 2018

An attorney is always a better choice for resolving outstanding debts because attorneys are trained to negotiate and can give you legal advice...

Archived

Where to get help next? HOA late fees climbing, claims I owe a payment from 3 years ago. Should I file complaint with DPBR?

Heather's answer | Answered on August 04, 2018

Assuming the late fees are only related to the one payment, you can do 3 things: 1) Send a CERTIFED letter to the HOA and management company...

Archived

I co signed for my sis in 2005 she stopped paying on vehicle after 4 years now this lawyer is suing me for $7 000.00

Heather's answer | Answered on August 04, 2018

Because you co-signed, you are equally responsible for the entire debt. However, as advised, even if they obtain a judgment against you, they...

Heather Adair Harwell's Answers (2059)

Is the statute of limitation put on hold if a joint owner on the credit card files for bankruptcy?

What should I do or talk to

Financial affidavit and securing my assets?

I got a letter from chase bank3/2016 Saying that theyvd stopped effort to enforce a judgement? And would not sell judgment

How can i collect my funds from defendant after receiving the final judgment?

Credit Card Debt statute of limitation in Florida during bankruptcy?

I got the same call, threatening me to file with the state attorney. Can they harass me on a debt older than 8 years ?

So I have multiple court fees and tickets in multiple counties in florida but nobody can give me a clear list of what I owe.

Where to get help next? HOA late fees climbing, claims I owe a payment from 3 years ago. Should I file complaint with DPBR?

I co signed for my sis in 2005 she stopped paying on vehicle after 4 years now this lawyer is suing me for $7 000.00