Does the offer and judgment and proposal for settlement need actual signatures or can it be served with electronic signatures?

The offer/proposal can contain electronic signatures, but the acceptance must have an actual signature.

It is possible that there is a conflict, if the estate/trustee's interest is adverse to the interest of the creditor and there are assets to...

Every State's laws are different when it comes to what a creditor can do. I practice in Florida, and when a creditor has a judgment, they have a...

Can i include my mom's vehicle (which i have paid for from the purchase date) in my bankruptcy?

If your mom is on title and the record owner of the vehicle, you are not going to be able to modify "her" payments in your bankruptcy, even if you...

I've been summoned for debt collection. How do I respond?

The creditor will get a judgment if you do not respond, or if you do respond but they win the lawsuit. Do you owe the $$? Are you collectable? ...

Hello I am scared. I just received a phone call on a payday loan that I had received 2 years ago.

It does not sound like a creditor would win their suit for "fraud", but collectors will tell you many things on the phone in order to scare you...

Will a lawyer help negotiate and settle an old University of Phoenix debt?

If you do not feel comfortable handling this situation on your own, an attorney who handles debt/creditor negotiations and/or bankruptcy is...

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8 year old bad credit of around 14K (Credit Card). Finally able to settle it, Whats the best route to take here. Bankruptcy?

If you are not losing sleep over your debts, then the "wait and see" approach would be my feeling. There is no reason to speculate about who will...

Got a letter from court that debtor failed to comply court order document 4 & no objection filed. case is dismissed.

If the bankruptcy case was dismissed, there is no automatic stay and you can attempt to collect. If the case is reopened, you may need to be careful.

I filed for Chapter 7 bankruptcy. How can I verify that a stay is in place in a particular state civil case?

If there is an automatic stay, it is automatic and no "verification" is needed. To protect yourself, you could send a copy of your filed petition...

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