Archived
Our home in Florida is being foreclosed. We are UK citizens. Can bank pursue debt to the UK where we have no assets or property
Stephen's answer
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Answered on March 15, 2012
First off, the lender with the mortgage on your Florida home must complete the foreclosure and obtain what is referred to as a "deficiency...
Archived
Do I still pay my car payment if I haven't attended the court date to reaffirm my vehicle yet or hold off until after court?
Stephen's answer
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Answered on March 15, 2012
It sounds like you are ok with the reaffirmation agreement, just frustrated that you can't make the payment online any longer. Most reaffirmation...
Archived
Bank account levyed for nonpayment of credit card. in forclosure. how get money back promised to mortgage company? sue?
Stephen's answer
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Answered on March 15, 2012
Agree with the answer above but want to clarify one point. If you allege that money in your account is exempt (meaning that you should be able to...
Archived
HOA foreclosure how do I buy more time? Was my answer to summons by a lawyer enough?
Stephen's answer
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Answered on March 15, 2012
I agree with the answer above in that you should consult with a foreclosure defense attorney, but I'm inferring from your question that you have...
Archived
Will my husband's filing for bankruptcy affect me or my credit in anyway?
Stephen's answer
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Answered on March 15, 2012
Since you and your husband share a home, your income and expenses will be disclosed on the bankruptcy filing. That's about the extent of your...
Motion to re open bankruptcy case
Stephen's answer
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Answered on March 13, 2012
Agree with the basics of the answers above. The likelihood of vacating dismissal can literally vary from judge to judge. I have personally...
Archived
Thinking of filing Chapter 7 without my husband. Can my husband buy a house without my name on the mortgage?
Stephen's answer
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Answered on March 13, 2012
Mr. Lampert's analysis is on point. Your current bankruptcy case, as far as your property is concerned, has little to no effect upon your spouse...
Archived
"underwater" Mortgage
Stephen's answer
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Answered on March 13, 2012
Your questions are valid. Every day I consult with people in your situation, and it's frustrating that many of the government programs and the...
Archived
Receive property tax refund after bankruptcy discharge
Stephen's answer
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Answered on March 13, 2012
Full and accurate disclosure will never prejudice your rights in this situation. Since you have no assets the trustee will hopefully have no...
Archived
Does your mortgage and a forclosure from "09 have to show on your credit report? Mine dosen't
Stephen's answer
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Answered on March 13, 2012
Pure speculation, but the advice you may be receiving could be based solely upon the fact that you have no prior mortgage history according to your...
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