Questions answered by Stephen P. Orchard

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Property left by deceased parent now in both my sister and my name on deed. Want to remove sister's name

Stephen's answer | Answered on May 07, 2018

You should hire an attorney for two reasons: (1) to review title to ensure that you will have marketable title - meaning that you will be able to...

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Judgement placed back on credit report 7 years after Chapter 7 discharge

Stephen's answer | Answered on September 01, 2016

You should determine whether the judgment appears on your credit report or on a title commitment which shows mortgages, judgments and liens. There...

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Will I be able to retain the little cash I have if I declare bankruptcy?

Stephen's answer | Answered on June 21, 2016

From the facts you provided you should certainly consult with a bankruptcy attorney to discuss your circumstances. There are a few key facts...

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Does it matter which party creates the deed to transfer property?

Stephen's answer | Answered on March 22, 2016

Either party can prepare the deed. Please note that the party preparing the instrument must put their name and contact information on the top of...

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How to get a tenant out of the property when he has filed bankruptcy AND when the Property Manager has misrepresented himself?

Stephen's answer | Answered on February 22, 2016

You need to hire a bankruptcy attorney immediately. Bankruptcy has a limited beneficial effect for a tenant who fails to pay rent to the landlord....

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Can I apply for homestead exemption?

Stephen's answer | Answered on February 22, 2016

Based upon the facts absolutely you should be entitled to the homestead tax exemption. I recommend speaking to your county property appraiser or...

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Buy property with no prior title insurance ?

Stephen's answer | Answered on July 01, 2015

The key question is whether title is currently insurable through a title agent and underwriter that you select. It likely will not impact the...

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My question concerns recognition/validity of loans to a family member who may soon file Chapter 7 or 13 personal bankruptcy.

Stephen's answer | Answered on April 30, 2015

Since you are a creditor you are initially steered by the manner in which your relative discloses your loans. Your relative has a duty to...

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I am filing chapter 7. My Ex still has a lot of her stuff, including furniture, do I have to report her stuff?

Stephen's answer | Answered on August 21, 2014

You may notice a question on the statement of financial affairs regarding property held for another person. That would be the appropriate place to...

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Can i reinstate a chapter 13 bankruptcy in the district of southern florida pro se?

Stephen's answer | Answered on April 29, 2014

You must request that the court reinstate your case. Your question asks if you can file pro se, were you represented by an attorney in your case? ...

Stephen P. Orchard's Answers (107)

Property left by deceased parent now in both my sister and my name on deed. Want to remove sister's name

Judgement placed back on credit report 7 years after Chapter 7 discharge

Will I be able to retain the little cash I have if I declare bankruptcy?

Does it matter which party creates the deed to transfer property?

How to get a tenant out of the property when he has filed bankruptcy AND when the Property Manager has misrepresented himself?

Can I apply for homestead exemption?

Buy property with no prior title insurance ?

My question concerns recognition/validity of loans to a family member who may soon file Chapter 7 or 13 personal bankruptcy.

I am filing chapter 7. My Ex still has a lot of her stuff, including furniture, do I have to report her stuff?

Can i reinstate a chapter 13 bankruptcy in the district of southern florida pro se?