I was discharged out of chapter 7 bankruptcy 3 mos ago, my husband is not making enough money to buy back the equity in our

If you sell the vehicle and pay off the balance owed to the bank, the bank would have no reason to sue you. Once the balance is paid, the bank...

After filing ch.7 bankruptcy, and getting it discharged, is it necessary to have a credit repairer to clean up your credit repor

You may want to send each credit reporting agency a certified letter advising them of the discharge. You probably could do this yourself with a...

If my husband lets his home go back to the bank and discharges the loan in bankruptcy will he be able to get another mortgage?

Bankruptcy is intended to give debtors a "fresh start". Getting credit will take time after filing bankruptcy. Most individuals start with a...

Can I file for bankruptcy if the mortgage is not in my name, but I am on the deed?

You may want to consult with the attorney who represented you in your Chapter 13 filing. If not, you probably should seek another experienced...

What is the difference between using a document preparer and an attorney to file for bankruptcy?

A document preparer is not licensed to practice law and therefore cannot give you legal advice as to your bankruptcy filing. Additionally, a...

If you used an attorney to file your bankruptcy you should start by contacting that attorney. If you filed the bankruptcy yourself, you may want to...

If an company refuses a payment of any amount does that cancel the debt?

No, their statement does not cancel the debt. The creditor may pursue legal action against you if you do not make payments in accordance with the...

I have a $3500 hospital bill because I didn't have health insurance. I can only afford $10.00 a month, which is what I have

You can attempt to negotiate with the hospital, however, they can pursue collection of the debt if the terms are not acceptable to them. Feel...