Want to keep home, need to to Chap 13 to force Mediation w Bank & HOA. Did a Chap 7 2 yrs ago. How can we do a #13 to Mediate?

In the Florida Southern District there is now a program called LMM for Chapter 13 bankruptcies. This is the mediation that you are referring to....

My husband makes about 1700 a month and his debts total 1381. Can he file Chapter 7 bankruptcy.?

Although you summed up his expenses, his expenses are likely higher. As long as you can get his expenses close to his income (as well as your...

If I file a chapter 7 can I still receive educational loans and grants for school?

Yes, you can still receive student loans and grants. Student loans are subsidized by the government and since they cannot be discharged in a...

As a chapter 7 attorney practicing in Broward and Palm Beach, the answer is yes. Contracts are severed at the time of filing. The judgment and...

Can you file assoc. fees on a chpt 7. I owe 20,000 dollars in fees to the assoc. my atty wants to file a 7 should it be a 13?

A chapter 7 would only put the HOA foreclosure on pause, there is no stripping of HOA fees in a chapter 7 or a 13. HOA fees are priority liens on...

My confirmation hearing for Chapter 13 bankruptcy is coming up next month. Do I have to attend the hearing or can I just not go?

In Palm Beach, unless your attorney specifically says you should be there, there is no reason to go. If you are unrepresented, then you need to...