Archived
Can a second mortgage from a foreclosure that is in collections put a lien on a new property? Can they still sue on the note?
Richard's answer
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Answered on February 06, 2014
No they cannot put a lien on your other property - at least not until the reduced their claim to a judgment against you for the unpaid monies. The...
Archived
Statute of Limitations/Florida
Richard's answer
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Answered on February 06, 2014
Actually, each of the examples of opinions you mention are correct - given a certain set of circumstances.
A review of a blog article I wrote...
Archived
Does my foreclosure case meet the five year statute in Florida.
Richard's answer
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Answered on February 05, 2014
Unless you have the acceleration letter that you should have received in September or October 2008, you would have to say the acceleration date is...
Archived
Should I accept a loan modification even if I believe that the Plaintiff does not have standing to foreclose on me?
Richard's answer
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Answered on February 04, 2014
The time has come for you to meet with an attorney that can provide you with a realistic assessment of your foreclosure case. Understand that...
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Archived
Warning lights covered up
Richard's answer
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Answered on February 03, 2014
If it were purposely done by the seller, it is probably a crime, and certainly civil fraud.
Find a consumer rights attorney in your area to...
Archived
My apartment went on foreclosure after divorce
Richard's answer
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Answered on February 02, 2014
Yours is a chronic problem for Divorced couples without a lot of solutions.
I wrote about this a while back and below you will find a link to...
Archived
I filed bankruptcy chapter 7 in 2010 in Florida and never reaffirmed my mortgage. Now I'm in foreclosure.
Richard's answer
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Answered on February 01, 2014
The simple answer is the new lender cannot make a demand upon you and if they do, tell your bankruptcy attorney, who may be anxious to get...
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Archived
I just received a letter from the bank regarding deficiency judgment. If bankruptcy is not an alternative any other option?
Richard's answer
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Answered on February 01, 2014
You didn't say why bkcy is not an option. Otherwise settlement. If your finances support a nominal or zero settlement that may be the result.
Archived
When a property is listed for foreclosure auction in Pinellas county, how can I determine the amount of additional liens?
Richard's answer
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Answered on February 01, 2014
Firstly, understand that buying any property in a foreclosure can be a risky undertaking. Buying at a foreclosure of a junior lien can be...
Does my Mortgage and Note of an assigned mortgage need to be recorded in my county records and, if not, can they foreclose?
Richard's answer
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Answered on January 31, 2014
Typically an assignment of mortgage is recorded with the public records where the property is situated. However an assignment of servicing rights...
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