Archived
We refinanced to a 30 yr. fixed rate in 2008. Husband did not sign note. We are divorcing. What recourse do I have?Was unaware.
Jeffrey's answer
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Answered on February 21, 2010
I do not believe that there is a problem for you, since all obligations incurred during the course of the marriage ARE marital obligations to be...
Archived
UPDATED I have received a foreclosure summons in Florida. Am I liable?
Jeffrey's answer
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Answered on February 21, 2010
Small world, yes?
I do not handle real estate transactions and so would not deign to give advice as to your responsibilities, but having said...
Archived
Medical bill in collections
Jeffrey's answer
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Answered on February 21, 2010
Typically, garnishments are begun without prior notice to the account holder, so that the judgment debtor does not remove the funds, so that part...
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I am facing eviction in about 2 weeks from an apt. that I have rented for @15 months the original landlord was forclosed on
Jeffrey's answer
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Answered on February 21, 2010
I am not licensed to practice in Ohio, but I do know that the Federal Protecting Tenants at Foreclosure Act requires a new owner to give a tenant...
Archived
If I gave a border in my private home in NYC, 30 days notice to vacate, can I change the locks on the said date of them moving?
Jeffrey's answer
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Answered on February 21, 2010
You should consult with a NY lawyer
Ordinarily, you can not change the locks on a premises until after the tenant vacates, but from your...
Archived
I'm a co-borrower on my sister's house. If I foreclose on my OWN house (I'm the sole borrower), will it affect her?
Jeffrey's answer
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Answered on February 21, 2010
If you are not the owner of your sister's home, then your BKC will not affect her home ownership. Even if you were a co-owner, as long as the...
Archived
Bankruptcy
Jeffrey's answer
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Answered on February 21, 2010
The Answer is that in theory he would but in practicality he may not. The value of the home is the key element. On paper, your sister-in-law has...
Archived
Can an HOA still collect dues when you have gone through bankruptcy and foreclosure and vacated the property?
Jeffrey's answer
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Answered on February 21, 2010
Unfortunately, changes in the Bankruptcy Code in 2005 made any and all assessments by the HOA after the filing of your bankruptcy petition to the...
Archived
Class action lawsuit against countrywide
Jeffrey's answer
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Answered on February 21, 2010
My colleague's response was accurate--while it is unfortunate, the fact remains that you did not pay the debt as you had promised.
Your point,...
Archived
The house I am renting has been foreclosed. The bank is giving me 90 days to move out. Do I pay rent to the bank? Or pay at all
Jeffrey's answer
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Answered on February 21, 2010
Technically, you do not have to pay rent, since you do not have a lease. The lease you had with your old landlord was foreclosed upon. You do not...