Let me supplement Mr. Pucci's comments. You are WAY too kind and concerned, as most debtors are who are caught up in a bad situation. You are...

I had a debt with sears in the early 80's when i was a student

Do not get exhausted and do not pay any money--at all. Paying just a "good faith" payment would start up the 5-year statute of limitations...

How do I go about filing a written response to a foreclosure summons if I want to just leave the property?

My colleagues are correct--you lose your leverage to coerce the lender to back off. You should also have an expert look at the original closing...

Uder chapter 13 with the repayment plan, what happens if we sell the home while under the payment plan?

I am not licensed in your state, but in the Southern District of Florida you would not be able to sell the home while you are in a Chapter 13...

I have a personal loan with a bank that matured ,the bank swept all my personal account with out telling me ,,

It is very likely, but not certain, that the language of the documents you signed when you opened your bank account had a provision that if you do...

I loaned a 1000 dollars to my boyfriend's exwife to fix her car. there was no written agreement. what can i do to get money back

A loan of money that is not evidenced by a written promissory note CAN be enforced. Small Claims Court is precisely where you can file your law...

If a creditor has written off a debt obtains several years ago can they still collect?

Writing off a debt is an accounting procedure. The creditor does not lose the right to bring suit on the debt. If it does collect money on the...

How soon after filling chapter 7 can you file chapter 11 or 13?

You would not be able to file another Chapter 7 until 8 years had passed, which leaves a Chapter 13 proceeding. You would not be able to file...

If i file chapter 7 can a credit card company still sue me?

Please be assured that if you successfully complete your bankruptcy that the debt will be discharged and nothing can legally occur. If the...

I've heard to stop or at least slow down a foreclosure that we could list our house for sale.

Let me add that if you file for Chapter 7 the foreclosure process will be stopped, but only temporarily. The lender has to get permission from the...