My Spouce wants to file a chapter 13 and I want to file a chapter 7.

I agree with my colleague that you might want to reconsider your position. A chapter 13 case can be converted to a chapter 7. To answer your...

In a bankruptcy hearing can a creditor request copies of my tax returns and two years of bank statements?

Much depends upon how the request was made. Under the bankruptcy code, you must provide a copy of your most recently filed federal income tax...

First of all, you have no legal obligation to respond to a collection letter. Second, you are not required to respond to a Complaint in civil...

I had a debt with a furiture company thats ten yrs old i never pay them because i file bankruptcy the same year a collection cal

And to supplement the other answers, if a judgment was not obtained against you, then the debt is unenforceable in Court under Florida's statute of...

Michigan chap7 forgot to list a creditor prior to going to court. willit still be discharged (cell phone bill)

There is a split of precedence amongst the different Federal circuits. There is a theory that if a Chapter 7 case is a no-asset case that the...

How long should i wait to file after divorce and loss of job

How long you should wait has nothing to do with the divorce, as what transpired in the divorce will not change. If there was a distribution of...

And, to answer your question, the Florida Fraudulent Conveyance Act [Chapter 726 Florida Statutes] has a 4-year statute of limitations. You...

Too much debt to file Chapter 7 banbkruptcy?

You do not have much of a choice--it will have to be a Chapter 7 since you do not qualify for Chapter 13, since you have more than $380,000 of...

No proof of claims filed in asset case...

My first word of advise--do not watch the clock, or the calendar. There can be a flood of filings on the last day. No point to worrying about...

Buying a short sale. A credit card has placed a lien. Can't they just garnish wages or go after sellers bank accts instead? Ugh

Let me supplement my colleague's response: is this the only short-sale available in the neighborhood? It seems to me you are having to fight way...