Chapter 13 and car loan

This is not so much a bankruptcy question as a credit reporting issue. More than likely, the creditor will report "paid as agreed", but each...

Reaffirmation of house after chapter 7 bankruptcy

As long as you did NOT reaffirm the debt, your obligation to pay on the note was discharged along with all your other debts. If the home goes into...

My only income is a monthly PERS retirement check. Re: EIPA - how do I advise any creditors that this income cannot be seized?

In my opinion, sending the letter will not provide a current benefit, but it might help you down the road. Look, there is no reason for a...

Question about collection agency?

Send a letter to each collection agency asking for validation of the debt, including the assignment of the loan from the original lender to the...

First and foremost, be sure to respond to the initial pleading, either by filing a response within 20 days of being served; otherwise, you will be...

I received a letter from an attorney collection agency.

I am going to take exception to your comment that "obviously the account was older than 7.5 years". Just because an account is not on a credit...

A business, not using a collection agency, has disclosed debt information with others. Can a business discuss your debt?

If business is the original creditor, it is NOT subject to the Fair Debt Collection Practices Act. if the business acquired the debt from the...

Selling home after filing Chapter 7 bankruptcy

Your filing for bankruptcy will have NO effect on your ability to sell the property after the bankruptcy is concluded. Here are two (2) issues...

Bankruptcy - Can someone file an emergency chapter 13 in a state other than their own to stop a foreclosure?

I think my colleague missed the point. You are saying the person being away is a very temporary, they have lived in the district/home town at...

Can i change payee

I am sorry, but I can not make heads or tails of your question. Change the payee as to what? A check? A contract? What? Feel free to contact...