Will filing Chapter 13 discharge property settlement in divorce?

Obligations from one spouse to another arising from a divorce decree are NOT dischargeable. Prior to the change to the bankruptcy code in 2005 he...

Why not a 7 verses a 13?

A Chapter 13 filing requires that the petitioning debtor have income. That might explain why you could not go to bankruptcy in Chapter 13 earlier....

If a person is in chapter 13 bankruptcy with an adversary proceeding and it gets converted to a chapter 7, does the adversary

Other than the chapter under which relief is sought, just about everything else stays the same: the bankruptcy case number, the adversary case...

Will filing a chapter 13 bankruptcy cover a financial lien or lawsuit?

Either a Chapter 7 or a Chapter 13 will discharge a debt arising from a motor vehicle accident, unless it was DUI related. You will be able to get...

Is there a cap on how much interest can be charged to a person on a credit card debt?

If the card is issued by a bank, then the limit on interest is set by the state in which the bank is chartered. About half the states have no...

My ex used my credit cards and charged $2,600 on them.What can I do if he decides not to pay them?

This is not a bankruptcy question, but unfortunately, a bankruptcy may ultimately be a result of this conflict. If your ex does not make the...

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Is it illegal for a debt counseling group to ignore their client when they no longer wish to participate with the debt program?

Sometimes there is the practical approach in addition to legal approach: close out the bank account from which the funds are withdrawn and open up...

I am on SSI and I owe AT&T a bill for 1928.09 and I agreed to pay them like 30.00 a month until I pay it off and they won't agre

You should consult with an attorney to determine what, if any, exposure you have to your SSI income being subject to a creditor's claims once the...

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If I reaffirm overdraft debt will the bank take money from my accounts without my knowledge

I am not licensed to practice in GA so can not give legal advise regarding what your exempted assets would be. Instead, I will ask why you would...

We were served with a Summons of complaint for a foreclosure. We have been discharged with Chapter 7. Do we have to answer?

You are not required to file a response in a civil suit, ever, and in all likelihood, you need not do so here, provided the mortgage holder was...