Should I stay or go?

HOA/COA assessments past due as of the date of the filing of the BKC were discharged. Assessments accruing after the date of filing are not...

Student Loans

Heirs do not inherit debt. They inherit assets from the estate. The student loan may get paid from assets of the estate and then the heirs...

I filed Chap. 13.Can I postpone payments on the 2nd mort. until it is discharged.

You may be able to get rid of the 2nd mortgage altogether ! but only if your home is worth less than the amount owed on the 1st mortgage. If that...

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Will chapter 13 shield my exwife as a co-borrower on a mortgage debt?

My colleague is correct that a Chapter 13 will shield your ex from legal activity based upon any failure to pay the mortgage. However, and I do...

Filed chapter 13 and didnt give trustee income tax

My response to your question is to ask other questions: what did the Plan specify? were you required to pay your refund over to the Trustee under...

Will filing Chapter 13 discharge property settlement in divorce?

Obligations from one spouse to another arising from a divorce decree are NOT dischargeable. Prior to the change to the bankruptcy code in 2005 he...

Why not a 7 verses a 13?

A Chapter 13 filing requires that the petitioning debtor have income. That might explain why you could not go to bankruptcy in Chapter 13 earlier....

If a person is in chapter 13 bankruptcy with an adversary proceeding and it gets converted to a chapter 7, does the adversary

Other than the chapter under which relief is sought, just about everything else stays the same: the bankruptcy case number, the adversary case...

Will filing a chapter 13 bankruptcy cover a financial lien or lawsuit?

Either a Chapter 7 or a Chapter 13 will discharge a debt arising from a motor vehicle accident, unless it was DUI related. You will be able to get...

Is there a cap on how much interest can be charged to a person on a credit card debt?

If the card is issued by a bank, then the limit on interest is set by the state in which the bank is chartered. About half the states have no...