Can I be help personally liable for unpaid HOA fines or will it be taken care of at foreclosure by the bank?

I am going to strongly disagree with the response of my colleague in Pennsylvania. In Florida, it is unethical for an attorney representing the...

What is the Fair Debt Collection Practices Act for Florida?

There are certain distinctions between the Federal FDCPA and the Florida Consumer Collection Practices Act. There is very little case law...

No lien can be placed on your home by a creditor unless it is a tax lien, a mortgage or equity line or some other lien that you give voluntarily,...

In my state, your depositing the check under the content of the cover letter could be construed as an Accord and Satisfaction. The contents of the...

This was something that could have done during the bankruptcy--having the bankruptcy judge avoid the judgment lien. What you now can do is to have...

Changing my mind about surrendering my investment property

With all due respect, the bankruptcy filing is the 800-lb elephant on your credit report; the difference between a voluntary surrender or a...

I have a chapter 13 bankruptcy. I got laid off and my income has changed. Is there anything I can do to lower my payments?

You may also want to consider converting your Chapter 13 case to a Chapter 7 proceeding. IF the reason you filed under Chapter 13 was due to your...

Can a legal judgment in Florida be used against someone in Kentucky in the discovery in the writ of execution process?

Let me be the tie-breaker. Mr. Picci's response is more accurate. It will be up to the laws of KY as to what types of judgments from other states...

If a constructively fraudulent transfer was made over a year before Ch 7 bankruptcy was filed, why is that transfer reversible?

The bankruptcy trustee is not limited to transfers made within a year of filing the bankruptcy--that is only what you must declare on the Statement...

How do I fight garnishment already in motion with my employer here in Miami,FL?

A statute of limitations relates to the amount of time after a cause of action accrues that the Plaintiff has to bring a law suit. Different...