Archived
Does a bank from another state has the right to take a spouse's property, even if the spouse never sign a document or her name?
Jeffrey's answer
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Answered on March 05, 2011
In a word: no.
Remember, there is a difference between the mortgage note and the mortgage itself. The note is the promise to pay. The...
Archived
I have a customer asking for credit on open account. What factors should I consider in deciding whether to grant the request?
Jeffrey's answer
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Answered on March 05, 2011
A credit report is just a start. Has the customer already been sued by other creditors? Is the customer a business or an individual? If a...
Archived
If I let my HELOC charge off and a Collection agencies files for Judgment in Florida what should I do?
Jeffrey's answer
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Answered on March 05, 2011
You should consult with an attorney. You can not expect a dissertation on Avvo to explain how to prepare to defend a case in litigation, as...
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Archived
I won a case in small claims court in the state of Missouri. It against a man in Camendton Mo who runs a cash only Bail Bond Age
Jeffrey's answer
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Answered on March 05, 2011
In some jurisdictions, the sheriff requires levy instructions and a cost bond to be posted before actually levying on property. The sheriff in...
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Archived
How do I get unvalidated judgement removed when filed in another state?
Jeffrey's answer
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Answered on February 23, 2011
I am going to both agree and disagree with Mr. Hankins' response. The judgment will remain on your credit report for 10, not 7 years, regardless...
Archived
Can I discharge my divorce-related debts and the attorney's fees to my ex-wife's lawyer in a chapter 13?
Jeffrey's answer
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Answered on February 23, 2011
Now, let me be the bearer of good news. While Mr. Altman cited to section 523(15) of the bankruptcy code, he failed to consider that that section...
Archived
Auction set for condo rental unit. If the condo is NOT sold, does the bank then own it?
Jeffrey's answer
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Answered on February 20, 2011
Once the bank, or some other entity or person, buys the property at the foreclosure sale, there is no longer a lease, so your contractual...
Archived
How do I find out the address?
Jeffrey's answer
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Answered on February 20, 2011
Try a Freedom of Information Act request to the post office, which will give you a forwarding address if there is one of record. If there isn't,...
Archived
Can a stipulation for entry of judgment pending performance be included in a bankruptcy?
Jeffrey's answer
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Answered on February 20, 2011
Let me clarify a point--ALL of your debts must be "included in a bankruptcy", meaning, you have to list all your debts, not just the ones you want...
Archived
Is drafting a joint bank account for a judgement legal?
Jeffrey's answer
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Answered on February 20, 2011
Your question involves so many issues that it would be a great question for a bar exam.
First, how was the account entitled. If it is Joe and...