All the evidence available to a Plaintiff need not be attached to an initial pleading; instead, each state has its own requirements, and that would...

I'm the treasurer of a small HOA. Of our 8 homes, 2 are in foreclosure and owe past dues. We'd like to file liens to collect.

You may not need an attorney, but you SHOULD HAVE an attorney. Liens and foreclosures on liens are highly complex matters. If not correctly done,...

Where can I find info or statute on any exemption for personal property in a debt collection action?

The different responses you received thus far prove the point that I make in my disclaimer which follows: while Avvo is a wonderful tool, nothing...

Does debt buyer usually have enough evidence to win judgement?

Let me add to Mr. Gallagher's excellent and detailed response. You have good instincts. If the Plaintiff had more evidence, such as a statement...

Renewed/Zombie debt?

A charge-off is an accounting procedure to get the account receivable "off the books" so as to provide a tax benefit to the creditor. It does not...

Can you stop a creditor from calling you the day before and all day long, the day the pmt comes due?

Federal laws do not cover communications from creditors, but your state may have consumer protection laws in place. Consult with an attorney in...

Received copy of Summary Judgment; Private Investigator asking detailed loan origination questions

You have no obligation to respond to any questions presented by someone standing at your doorway, or even emailing you. The only time you must...

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FAILED TO FILE AN ANSWER OF ANY SORT WITHIN 20 DAY LIMIT after being served ans sued on credit card

Any response to your question would have to be based on whether a Default has been entered. Not a Default Judgment but a Default. If a...

Can I file for change of venue?

The law suit MUST be filed in the County in which it is located. A venue change would not be proper. Out-of-county property owners can retain...

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Can I sell regularly my house while in foreclosure (Miami, FL no sale date yet)appraised double the amount that I owe to the ba

Until the property is sold, it belongs to you. You have every right to list the property with a Realtor.