Archived
If a mortgage company moved accrued interest to the end of the mortgage, would that constitute a balloon payment?
Jeffrey's answer
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Answered on October 12, 2014
A link to Section 697.05 is attached. My initial reaction was that your mortgage was not a balloon mortgage at the time of inception and therefore...
Archived
Can I go to jail for not paying a payday loan that I did online years OK?
Jeffrey's answer
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Answered on October 12, 2014
If it weren't for the fact that this is a payday loan, Mr. Edelman's response, without a doubt, would be 100% correct, and even with some doubt, I...
Archived
Doesn't Landlord have to let me know where my security deposit is located?
Jeffrey's answer
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Answered on October 12, 2014
You are correct--there is a requirement for the landlord to provide the notice, and the landlord is not permitted to spend the money.
The...
Archived
Do I have a better chance of a deed in lieu of foreclosure approved if the mortgage has already been discharged in bankruptcy
Jeffrey's answer
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Answered on October 12, 2014
To supplement Mr. Berlinsky's accurate response, here are some other options to consider:
1) if you do not care to remain in the premises, just...
Archived
Who pays delinquent HOA dues if there is no lien filed prior foreclosure sale?
Jeffrey's answer
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Answered on October 12, 2014
In my jurisdiction, statutes dictate that unpaid assessments become the liability of the new owner, regardless of whether or not a lien has been...
Archived
HELP! Loan mod not as promised. Loan owned by Christiana Trust, serviced by Selene. House in inactive foreclosure status.
Jeffrey's answer
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Answered on October 12, 2014
The first question is: when the house was appraised at $78k 6 months ago, who did the appraising? If it was the county property appraiser, then...
Archived
I have recieved a motion for default by clerk from a bill collector's attorney. We have been negotiating which is confusing.
Jeffrey's answer
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Answered on October 12, 2014
To supplement my colleagues' accurate responses, I suggest that at 8am tomorrow, or whenever the Clerk's office opens on Monday, that you file a...
I received a civil action summon for a car repossession from 2 years ago, what are my options on solving the issue?
Jeffrey's answer
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Answered on October 12, 2014
Options:
1) do nothing and a judgment will be entered against you
2) defend against the claim, but this could backfire since
if you lose you...
Archived
My first time selling alcohol to an minor... Do I need a lawyer..
Jeffrey's answer
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Answered on October 11, 2014
Yours is a very serious issue. This is not You should/must obtain legal counsel. It is what you don't know that can hurt you.
I am being sued for a voluntary repossession in florida from 2 years ago
Jeffrey's answer
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Answered on October 11, 2014
Without seeing the document, I am guessing it is a Summons, in which it is noted that if you do not respond to the Complaint within 20 days that...