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Jeffrey B. Lampert's Answers (10214)

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Archived

Settling for less than owed, can this hurt my credit score?

Jeffrey's answer | Answered on January 22, 2016

not handle personal injury matters, but after 37 years in law practice, I have learned a few things. 1) do not pay anything to the health care...

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I HEARD I CAN DO IT MY SELF WHAT DO I NEED TO DO

Jeffrey's answer | Answered on January 20, 2016

Yes, you can get a divorce even though you do not know where your husband is. As to what you need to do, best to have an attorney at least prepare...

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Could my husband claim part of my son's house, if my son includes me in the deed, in the case that we get divorced or I die?

Jeffrey's answer | Answered on January 20, 2016

While both Mr. Sussman and Ms. Salcines' answers are accurate, I will vote with Mr. Sussman on this one. Why even open the door to your husband...

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Can I file Chapter 7 because of the medical debt. Is it considered non -consumer debt and will it make me eligible for 7?

Jeffrey's answer | Answered on January 20, 2016

Medical debt is consumer/personal debt, so it will not help you avoid eligibility for Chapter 13.

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Can I change the parenting plan when we go back for a modification and will the cs stay the same since we have joint custody?

Jeffrey's answer | Answered on January 17, 2016

The child support will most likely NOT remain the same. Child support is based on the parents' incomes, not the child's, so the disability being...

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Are they legally bound to provide me a 1099. The are reporting on my credit report that it was written off as well as documentat

Jeffrey's answer | Answered on January 17, 2016

You are treating two different concepts as though they are the same thing. A charge off is an accounting function that relates to how the debt is...

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Chapter 7 and support arrearage.

Jeffrey's answer | Answered on January 17, 2016

File a proof of claim in the bankruptcy. If the deadline for a proof of claim to be filed has passed, then make a motion to allow a late-filed...

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Is there any way that I can sue these frauds and get my money back?

Jeffrey's answer | Answered on January 17, 2016

Sorry to read of your situation. Burns me knowing people succumbed to all the ads re modification all designed to divert $ away from the homeowner...

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Can a bank process a check you wrote if funds are not available and the extenuating circumstances were explained to them.

Jeffrey's answer | Answered on January 17, 2016

That is what discretion means--their choice, entirely.

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Do I file bankruptcy, or, if I am able to, pay off the civil cases and debts? Which is best for my future credit score needs?

Jeffrey's answer | Answered on January 17, 2016

What I am about to write is not legal advice, but a commentary. A bankruptcy will remain on your credit report for 10 years, as opposed to bad...