How long is a default judgement on a 2nd mortgage debt good for? In other words how long does the bank have to collect?

Sorry to step on the toes of my colleagues, but a Florida judgment is enforceable for 20 years. See Sections 95.11(1) Florida Statutes and 55.081...

Can I keep a credit card after filing for Chapter 7 bankruptcy protection?

As my colleagues indicated, omitting creditors from bankruptcy is serious, not o my perjury but bankruptcy fraud, a federal crime punishable by...

This may seem like a stupid question regarsing electronically filed chapter 13

The "system" does not determine that there is or is not the automatic stay, the Bankruptcy Code establishes under what circumstance the stay...

You are correct in believing that suspension of drivers licenses and motor vehicle registrations can NOT be done just as a result of not paying a...

Do I get garnished wages back after I win claim of exemption case?

The order granting your claim of exemption should dissolve the Writ and instruct the Garnishee (your employer) to discontinue withholding funds and...

What should I do if debt collector continue wave garnishment after I filed chapter 13 and notified them.

Technically, your employer is in violation of the automatic stay, which is an injunction against anyone, anyone at all, from continuing to be...

I own my current home with my ex husband & have questions regarding repairs of the home.

Going back to court does not mean starting up a whole new law suit. True, you can, as there is a breach of the contract, but there is no need to...

Email is not an authorized method by which to serve a summons. That applies not only for divorce but all other cases. IF you were to file a...

Chapter 7 Bankruptcy in MI - Mortgage payments not being reported because lawyer never filed reaffirmation paperwork

This isn't so much a matter of "what can I do?" as opposed to "what should I do?". Think of it this way---you never thought you would have to...

What happens with the foreclosure if your bank sells the mortgage to another?

Yes, the law suit can go forward. Typically, there will be a substitution of parties, the new bank for the old.