Unless your contract has a provision allowing for cancellation, the company is within its rights to hold you to the contract.

Can they sue and win?

Depending on the interest rate, after 3-4 years the sum of $800.00 may not be outrageous. And since the statute off limitations has not yet...

Land lord turned off electricity and no eviction notice was given and afraid of retaliation

Turning off utilities is unlawful--it is considered a "constructive eviction", meaning the tenant is being evicted without use of the Court...

What's my recourse if I was just served a 3-day notice to pay or vacate?

The landlord does not come out to kick you out. Instead, on the 4th day, the landlord can file a law suit for eviction. The filing will show...

Even though you did not have notice of the bankruptcy your action was a violation of the "automatic stay", which is an injunction against anyone...

What can I do if a landlord has turned off electricity without filling an eviction notice

Turning off utilities is called a "constructive eviction", meaning they are evicting you without using the Court system. You have a right to claim...

Do do I have to respond to a seven day notice of non-compliance to cure?

You are under no legal obligation to respond. You might wish to so as to dispute, but that will not accomplish anything. Best course of action...

Do I have a chance re: Bank of America to settle outstanding credit card debt at non-jury trial?

When you say go to Court do you mean trial or a Pre-Trial Conference? The $3,300.00 is a Small Claims Court matter. You have been to Court before...

Can a lease on a residential property be broken without penalty for illness?

Tracey, follow Mr. Kaufman's comments as they are correct in all respects. If the tables were turned in Florida and you rented here, you would be...

How do I stop robocalls??

If Merrick Bank is the original creditor, then the FDCPA does not apply to it. The FDCPA applies to 3rd party debt collectors and assignees who...