Archived
II would like to know if a debt collector can collect a debt when a person is on social sercurity disbility? and what can i do?
Jeffrey's answer
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Answered on December 06, 2009
I respectfully disagree with Mr. Alexander's response, but only partially. Your question is whether a debt collector can collect a debt when a...
Archived
FDCPA and servicers - what if?
Jeffrey's answer
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Answered on December 06, 2009
The Fair Dept Collection Practices Act treats an assignee of an account after the Default as a collector. But, as the mortgage servicing agent...
Archived
Florida foreclosure..served with papers that I and my husband are being sued which is method in florida for foreclosure.
Jeffrey's answer
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Answered on December 06, 2009
You are not liable to make payment. You signed the mortgage, which is the instrument that secured your husband's debt--it gives the lender the...
Archived
My hoa wants me to pay dues even after my house was included in bankrucy. can they do this?
Jeffrey's answer
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Answered on December 06, 2009
Unfortunately, YES.
The bankruptcy serves to discharge HOA fees which had accrued prior to the filing of the bankruptcy, but not those which...
Archived
House was included in chapter 7 in 2004, lender acknowledges no liability to pay the debt?
Jeffrey's answer
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Answered on December 06, 2009
You posted your question quite some time ago, so I do not know if this response is needed, but just in case your situation still exists:
All...
Archived
Stress in getting me bad, well my question is can I entered a personal loan if i fill chapter 7?
Jeffrey's answer
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Answered on December 06, 2009
I am licensed only in Florida, so you will want to consult with a California attorney, but if I understand you correctly, you aren't even living in...
Archived
Can a credit card company raise your interest rate if you have closed the acct but still owe a balance?
Jeffrey's answer
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Answered on December 06, 2009
Your post was made 4 months ago, so I do not know if you have taken action since then.
If your interest rate is already at the maximum, then...
Archived
How is it legal for a credit card company to continue "checking" your credit report years after account is closed?
Jeffrey's answer
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Answered on December 06, 2009
Information regarding an account can be reported for 7 years, under the Fair Credit Reporting Act. You have no legal right to insist that an...
In Florida, can wages be garnished for unpaid credit card debts?
Jeffrey's answer
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Answered on December 06, 2009
Mr. Bates' answer is not only tehnically correct, but also wise. You should do what you can to avoid being sued.
His answer accurately advises...
Archived
Can a judge remove a finacial judgment on a driv. lic. from 18 years back if the attorney died?
Hasn't it been long enough?
Jeffrey's answer
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Answered on December 06, 2009
I realize you posted your message 7 months ago, but no one from Avvo replied.
You can not have the judgement removed, as it is good for 20...